BASIC NEEDS: Financial: Insurance
KENTUCKY CHILDREN'S HEALTH INSURANCE PROGRAM (K-CHIP)
The Kentucky Children's Health Insurance Program (KCHIP) is free or low cost health insurance for children. KCHIP is for children under the age of 19 who do not have health insurance and whose family income is below 200 percent of the federal poverty level. For example, a family of four can earn up to $42,700 a year. The K-CHIP staff knows your child's health is important to you, but you may be facing various barriers, like cost or lack of benefits through your employer, that prevent the purchase of health insurance.
Toll Free Hotline: 877-524-4718
Website: http://kidshealth.ky.gov/en/
Serving Kentucky
The Kentucky Children's Health Insurance Program (KCHIP) is free or low cost health insurance for children. KCHIP is for children under the age of 19 who do not have health insurance and whose family income is below 200 percent of the federal poverty level. For example, a family of four can earn up to $42,700 a year. The K-CHIP staff knows your child's health is important to you, but you may be facing various barriers, like cost or lack of benefits through your employer, that prevent the purchase of health insurance.
Toll Free Hotline: 877-524-4718
Website: http://kidshealth.ky.gov/en/
Serving Kentucky
MEDICAID - KENTUCKY HEALTH CHOICES
KyHealth Choices is the name for the Kentucky Medicaid program. KyHealth Choices will use its resources to meet the needs of its members and encourage members to be personally involved in their own health care. Members of families with children, pregnant women, elderly, blind or persons with a disability are eligible for Medicaid if they meet certain financial criteria.
As a member of KyHealth Choices you will be enrolled in one of four health plans.
To determine what services are available to you, contact the Member Services Call Center, 8 a.m. to 5 p.m., Monday through Friday.
Toll free: 1-800-635-2570
Website www.chfs.ky.gov/dms/kyhealthchoices.htm
KyHealth Choices is the name for the Kentucky Medicaid program. KyHealth Choices will use its resources to meet the needs of its members and encourage members to be personally involved in their own health care. Members of families with children, pregnant women, elderly, blind or persons with a disability are eligible for Medicaid if they meet certain financial criteria.
As a member of KyHealth Choices you will be enrolled in one of four health plans.
- Global Choices will cover the general Medicaid population.
- Family Choices will cover most children and the KCHIP population.
- Optimum Choices covers individuals with mental retardation in need of long-term care.
- Comprehensive Choices covers individuals who are elderly and in need of a nursing facility level of care and individuals with acquired brain injuries.
To determine what services are available to you, contact the Member Services Call Center, 8 a.m. to 5 p.m., Monday through Friday.
Toll free: 1-800-635-2570
Website www.chfs.ky.gov/dms/kyhealthchoices.htm
SUPPLEMENTAL SECURITY INSURANCE (SSI)
SSI is a need-based program designed to provide a minimum income to people unable to work due to disability or retirement who are otherwise uninsured or underinsured and have insufficient income from other sources. This program pays benefits to disabled adults and children who have limited income and resources. SSI benefits also are payable to people 65 and older without disabilities who meet the financial limits.
Children as well as adults can receive benefits
SSI is based on financial need
You must be determined disabled by the Social Security Administration Disability Determination Office
SSI recipients are automatically eligible for Medicaid
Call the Social Security Administration (SSA) office to schedule an appointment at your local office:
Toll free 1-800-772-1213
Website www.ssa.gov
SSI is a need-based program designed to provide a minimum income to people unable to work due to disability or retirement who are otherwise uninsured or underinsured and have insufficient income from other sources. This program pays benefits to disabled adults and children who have limited income and resources. SSI benefits also are payable to people 65 and older without disabilities who meet the financial limits.
Children as well as adults can receive benefits
SSI is based on financial need
You must be determined disabled by the Social Security Administration Disability Determination Office
SSI recipients are automatically eligible for Medicaid
Call the Social Security Administration (SSA) office to schedule an appointment at your local office:
Toll free 1-800-772-1213
Website www.ssa.gov
SOCIAL SECURITY INCOME (SSDI)
Social Security Disability Insurance (SSDI) is a federal cash benefit that may be available if a person is disabled. Social Security Disability eligibility is determined on having a disability and SSDI payments are based on your prior work. Your spouse and other dependents may be eligible for SSDI payments based on your work history. Their income may affect their amount of benefits, but their income does not affect the amount that you draw for yourself.
To apply call the Social Security Administration (SSA) office to schedule an appointment at your local office:
Toll free 1-800-772-1213
Website www.ssa.gov
Social Security Disability Insurance (SSDI) is a federal cash benefit that may be available if a person is disabled. Social Security Disability eligibility is determined on having a disability and SSDI payments are based on your prior work. Your spouse and other dependents may be eligible for SSDI payments based on your work history. Their income may affect their amount of benefits, but their income does not affect the amount that you draw for yourself.
- Eligibility for both SSI and SSDI is possible if SSDI benefit rates are low enough.
- If you qualify for SSDI benefits you will be eligible for Medicare after receiving benefits for two years;
- At age 65 your SSDI benefits automatically roll over to Social Security Retirement benefits.
To apply call the Social Security Administration (SSA) office to schedule an appointment at your local office:
Toll free 1-800-772-1213
Website www.ssa.gov